Specialized Insurance and Risk Management for Canada’s Universities

Knowledgeable Experts and Cost-effective Services to Meet Tomorrow’s Needs 

Canadian Universities Reciprocal Insurance Exchange, known as CURIE, is the most specialized option available created specifically for large and small universities across Canada. As a non-profit reciprocal insurance exchange, we offer comprehensive insurance products at rates 20% to 45% lower than industry, high-value risk management programs, plus essential knowledge sharing among the CURIE community of staff and members.

Our philosophy is to be flexible: we want to work with you to ensure not only the best insurance coverage, but fair and just claims settlements. CURIE’s strategic management of each claim means efficient and effective processing.

As risk management is becoming more complicated and enterprise wide, CURIE offers extensive risk management education and consultation to help you access each risk associated with issues impacting today’s universities.

Our site offers extensive information, reports and downloadable forms for your convenience. To access our member homepage, please log in. If you haven’t already, join our LISTSERV and gain valuable insight from other CURIE members.


Benefits of Membership
  • Knowledge sharing among members. Connect with your peers, gain insight into solutions and issues at other universities. Share and grow your experience.
  • Insurance rates below industry. Talk to CURIE about our stable, cost-effective coverage programs, each tailored to suit your needs. 
  • Expert risk management. Today, risk management is increasingly complicated and enterprise wide. Contact our experts to find out how we can help manage risk. 
  • Non-profit. Underwriting and investment income is retained by the reciprocal. Our focus is not driven by the bottom line nor endless exclusions. 
  • Strategic management of premiums and claims. We work for you to deliver optimal outcomes on every claim recognizing your long-term interests. 
  • Risk management education. We can help you stay up to date on current news and developments. Sign up for a complimentary webinar about related topics. 


CURIE has a mutual agreement with Scott Francis, of SIAdvisers, to provide our membership with deductible and subrogation recovery services.  You are invited to peruse the attachments below for more information regarding SIAdvisers.
Through partnership with S2 Learning, CURIE is offering an on-line course on laboratory safety training.  For additional information on the program click here


The RIMS 2016 Annual Conference & Exhibition will be held in San Diego from April 10 - 13,
The 73rd CAUBO Annual Conference will be held in Quebec City at the Quebec City Convention Centre


“Prior to my joining the University of Saskatchewan, it was not part of CURIE. After looking at what it offers and realizing the many benefits, which included excellent coverage and price, the university joined as a member.…
Nowell Seaman, University of Saskatchewan
“As a CURIE member, I really appreciate the peer support from other universities. From the east to the west coast its members enjoy a close connection, like a family, in the sharing of information and ideas.…
Anne Baxter, Director, Risk & Safety Services University of Lethbridge
 “CURIE offers fair premiums, which was the main reason we joined. CURIE also offers fast and responsive service and I like the educational component. We would not get all this from a private, for-profit company.” …
Nancy Walker, University of Lethbridge